Electronic Debit Transactions Authorizer System (ADB)

It manages customer’s authorizations fast and securely. The IT area won’t be required any more to change the authorization limits, create new products, or change the commission percentages. With this system, it is the end user who is in charge of creating and managing their own business rules for authorization, calculation and payment business rules upon the electronic debit transactions managed by the financial institution.

• Designed to be managed by the end user
• Creation of business rules by means of decision trees
• Calculation of fees included in the authorization process
• Separated decision trees for authorization and fees
• Exceptions management for special clients (VIP)
• Accumulators for daily, weekly, and monthly quantities and amounts
• Easy implementation of new products and services
• Manages ISO 8583 message format and its variations
• Multi-bank, multi-bin and multi-channel

                            - Manages rules for different banks and channels (ATM, POS, IVR, etc.)
                            - Manages different bins and card numbers "masks"
                            - Allows management of proprietary cards with specific business rules

• Easily adapted to any bank core on the iSeries platform
• Very short response times.